We PROTECT our own FUTURE

Our Financial Success is not dependent on how much money we have, but on how much information we have towards growing and protecting money. 

While other's are going gaga on what to do with their 13th month pay, these 2 clients were smart enough to think about their future. For a small amount of money that they set aside every month, they are assured that they will have a Brighter Future.

Be your Family's BREADWINNER. With our Without TIME.

"If you are the Breadwinner and you are having a tough time getting by on your salary, how well do you think your family will get by without it?"

SAD but TRUE. 

But you can do something about it.

Prepare for any uncertainty that may happen. 

Insurance products are the ONLY SOLUTION that can help you CREATE and ACCUMULATE money WITH or WITHOUT TIME. 

Advantages and Disadvantage of VUL Product

“Let’s take a look when you go ahead with this plan now… “

“Does the SMALL SACRIFICE weigh more than the BENEFITS this plan can provide you and your family?”

WIFE’s DECISION affects WIDOW’s DIGNITY

“Don’t wait until your WIFE becomes a WIDOW to realize the mistakes many wives did yesterday!”

For setting aside only 5% of your Monthly Income, it will Guarantee a 100% support necessary to keep your family together and enable your wife to maintain almost the same standard of living that you now provide for them.  

“Wives are the KEY to FINANCIAL SECURITY of the Widows FINANCIAL BEING…”

Pay Your Sun Life VUL Premiums Using BPI Express Online

Are you busy with Work and Personal Obligations that you sometimes forget to pay your Premiums? Here's another good news from BPI Express Online. Paying you Premiums is now made more easy. Just follow the Steps below.




1. Go to BPI Express Online

2. Click Online Banking Login.

3. Enter your USER ID and PASSWORD. 

4. In the Menu Bar, Select Payments and Reloading >>  Bills Payment >> Enroll All Other Bills

5. Fill up the form. Under Bill Information , chose SUNLIFE OF CANADA (SUNLIF) 

Your reference Number should be your 10-digit Policy Number. Please ask your Financial Advisor If you don't have one. 

6. Click SUBMIT. 

7. An email will be sent to you, to Confirm the Transaction. 

Important Reminder! 

Please note that it takes 3 Banking Days before the transaction is posted to your Policy  Sun Life Account. 

How to Pay your Sun Life Premiums using Security Bank's Online Payment

Hello everyone. :) Here are the steps on how to pay your Sun Life Policy Premiums online. 

Please follow these easy steps below:

1. Open Security Online Website: 

2. Enter your Username and Password, then click Login.

3. Hover your mouse to Payments & Transfers. Select Pay Bills.

4. From the Drop Down, select New Biller. 

Biller - Sun Life of Canada

Product - Sun life of Canada

Subscriber Number / Card Number / TIN - Policy Number 

Tick the Add to My Favorites   if you want the Payment Type to be added on your Favorites. 

4. Enter the desired amount to be transferred. 

5. If you have multiple accounts with Security Bank, select the account you want to use. (You may view your balance first to check if you have sufficient funds under that account.)

6. Select the desired Schedule of Payment:

Immediate - If payment will be processed today. 

Post-dated / Deferred - Select the desired date that your account will be billed. 

Recurring - For Automatic Debit. Please don't forget to select the Frequency (Daily, Weekly or Monthly), Start Date and Number of Payments. 

7. Don't forget to click Submit. :)

Still having trouble using the Security Bank Online Payment? Text or call me at 09228550087. 

FREE yourself from DEBT

When you are in debt, getting out of it seems impossible. 2 in 10 Filipinos don't think they'll ever pay off what they owe.

Let me share these steps to help you put a part of your money to pay for your debts every month - while still living the kind of life you want.

Can you taste the freedom?

1) Know What and How Much You Owe

This may sound easy, but this can be the hardest part. Admit it, kapag ang taong nagpautang sa atin e nahihiya naman tayong singilin, we opt to forget na meron tayong inutang. :-) 

After you've tallied up your total debt, make a "cash-flow calendar". 

What is a Cash-Flow Calendar?

 -  It is used to track how much money is going in and out of your accounts, and when. When do you get your paycheck? How much is your monthly salary? What and how much are your monthly expenses?

2) Follow the 10×10 Rule

I recommend following Cunningham's 10x10 rule. 

If you could shave PhP200 off 10 disposable spending account, you'd never miss it, never feel it, never feel deprived. Imagine having another PhP2,000 every month. 

"Little money adds up to your big money."

3) Keep your Credit Cards - Use Cash

According to the Statistics, when people shop using credits cards or gift certificates (ex Sodexho, Gift Cards, etc), they are more likely to make big purchases on expensive items because they feel like they're not using money.

If you cannot control your spending habits using your credit card/s, I'd say cut out that plastic card. 

By using cash instead of  Credit Cards, you create a heightened sense of awareness. You are more contemplative, and you realize that you're going to pay for things that are not so important using your hard earned money. 

4) Ask for help

If you can’t stop taking on debt or are really unable to make payments on what you owe, you may need professional help. Financial advise can be especially useful if you’re struggling with Government Loan Debts, Credit Card Debts and Medical Debt.

Good luck!